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Follow This Simple Guide On How To Use MobiCred with iSMASHED

Written by Kyle Do Rosario

It’s never a convenient time for your device to need repairs. Whether you accidentally dropped it and cracked your screen, or the buttons have just become unresponsive, you’ll need it restored to its original condition, yesterday. Sometimes your smartphone or laptop breaks down when you’re strapped for cash. Does that mean you have to wait to have it fixed right up? Of course not! iSMASHED has introduced the MobiCred payment method, which lets you fix your device now and pay it off over the next 12 months. Here’s how it works:

What Is MobiCred?

MobiCred gives you access to credit which you can use to fund repairs from iSMASHED. Instead of involving your bank card, your credit funds and repayments are handled online. The one-off registration process is quick and easy to follow. It’s compatible with most South African banks, offers instant payment clearance and is accessible even if you don’t have a credit card.

A Step-By-Step Guide On How To Use MobiCred 

Don’t have an account with MobiCred? Then follow this process:

Step 1: Fill out an online application by registering on the MobiCred website.

Step 2: Wait one business day for a response.

Step 3: Once approved, use the facility to pay for your services from iSMASHED

Already have an account with MobiCred? Then use this process when paying iSMASHED:

Step 1: Make sure you’ve chosen MobiCred as your preferred payment method.

Step 2: Login to your credit account.

Step 3: Follow confirmation prompts.

Step 4: We’ll debit your MobiCred account and confirm receipt of payment.

Let’s Talk Costs

MobiCred is a revolving credit platform, which means that your credit goes back to the initial amount provided as soon as you repay what’s outstanding. A repayment rate of 10% is payable, along with the following service fees:

  • A once-off initiation fee (ranging from R119.00 to R610.00) including 15% VAT.
  • A monthly fee of R42.00, including 15% VAT.
  • Annual interest charged which currently stands at 21% per year (subject to change).

It really is as easy as it looks. Sign up to use MobiCred and get assistance from the iSMASHED team when you need it most. Call us on +27 (0) 87 232 3430 if you have any questions.

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